Home Ownership programs provide assistance to low-income families in obtaining mortgages, home improvement loans, and refinances. Programs also typically include credit counseling, consumer education, delinquency counseling, and referrals to lenders, realtors, and support agencies
ACORN Housing Corporation (ACH)
http://www.acornhousingcorp.org/overview.htm
AHC provides comprehensive housing counseling services to assist low- to moderate-income families in obtaining mortgages, home improvement loans, and refinances. The program includes credit counseling, consumer education, delinquency counseling, individual 1-on-1 counseling, lender referrals, and realtor referrals. AHC is the country's largest provider of pre-purchase loan counseling to low- and moderate-income people. Each year over 10,000 low-income people come to AHC for help in purchasing a house, many of whom never dreamed home ownership was a possibility for them. By year's end some 2,500 of these people will be new homeowners. The program has produced over 25,000 new homeowners since its start in 1983.
Enterprise Foundation
http://www.enterprisefoundation.org
The Enterprise Foundation and our more than 2,200 Network members work together to provide low-income people with affordable housing, safer streets and access to jobs and child care. Enterprise Foundation works with nonprofit, community-based organizations, public housing authorities and Native American Tribes from around the country creating powerful partnerships to rebuild communities and empower people in neighborhoods nationwide.
Fannie Mae
http://www.fanniemae.com
Fannie Mae's mission, and defining goal, is to help more families achieve the American Dream of home ownership. Fannie Mae does this by providing financial products and services that make it possible for low-, moderate-, and middle-income families to buy homes of their own.
Fannie Mae Foundation
http://www.fanniemaefoundation.org
The Fannie Mae Foundation creates affordable home ownership and housing opportunities through innovative partnerships and initiatives that build healthy, vibrant communities across the United States. The Foundation is specially committed to improving the quality of life for the people of its hometown, Washington, DC, and to enhancing the livability of the city's neighborhoods.
Freddie Mac
http://www.freddiemac.com
The mission of Freddie Mac is to stabilize the nation's mortgage markets and expand opportunities for home ownership and affordable rental housing. Over the past 32 years, Freddie Mac has accomplished this by ensuring that there is a continuous flow of funds to mortgage lenders.
McAuley Institute
McAuley Institute is a national, nonprofit housing organization founded by the Sisters of Mercy. McAuley provides state-of-the-art technical assistance and financial resources to grassroots organizations that work to expand housing and economic opportunities for low-income women and their families.
National Low Income Housing Coalition
http://www.nlihc.org
The National Low Income Housing Coalition is dedicated solely to ending America's affordable housing crisis. NLIHC educates, organizes and advocates to ensure decent, affordable housing within healthy neighborhoods for everyone. NLIHC provides up-to-date information, formulates policy, and educates the public on housing needs and the strategies for solutions.
Neighborhood Assistance Corporation of America (NACA)
http://www.naca.com
NACA is a nonprofit housing services and community advocacy organization that provides loans to low-income people and those considered to be &subprime borrowers.& NACA's housing services program addresses every aspect of home ownership. NACA works with potential home buyers for as long as it takes to qualify for home ownership, identifies the land mines to home ownership; and helps to navigate the minefield of the mortgage process. NACA's post-ownership program provides education, individual counseling, and financial assistance to home owners who encounter difficulties making mortgage payments or maintaining their home.
U.S. Department of Housing and Urban Development (HUD)
http://www.hud.gov/buying
The &Buying& section of HUD's Homes and Communities web site includes fact sheets and FAQs addressing common questions of first-time homebuyers concerning steps to take, calculating how much mortgage a prospective homeowner can afford, homebuying programs, home ownership for public housing residents, buying houses with HUD assistance, HUD affordable housing community development programs, homeowner's insurance, and more.